Legal & disclosures
The boundary that protects the gap report.
This page exists because the site routes readers to licensed advisors and discusses annuities. The trust posture has to be visible — to readers, to regulators, and to partners — before any introduction is made.
Educational information only. This site does not provide financial, tax, legal, insurance, or investment advice.
Plain-English disclaimer
The one paragraph every reader should see first.
The disclaimer below is the single source of truth for what this site is and what it is not. Every tool, article, and lead form on EarlyRetirementDude.com sits behind it.
Disclaimer
This tool is for educational purposes only and does not provide investment, tax, legal, insurance, or financial advice. Results are estimates based on your inputs and assumptions. A licensed professional can help review your specific situation.
Disclosures index
Every policy that supports the gap report and the advisor handoff.
Each disclosure below covers one piece of the trust boundary. Open the policy that matches your question — none of them are boilerplate.
Privacy Policy
What information is collected, how it is used, and how it is retained when a reader runs the gap report.
Read →DisclosureTerms and Conditions
Acceptable use of the site, the educational scope of the content, and the limits of any estimate produced here.
Read →DisclosureCookies Policy
How analytics, preferences, and measurement cookies are used and how a reader can opt out.
Read →Compliance pledges
The trust boundary the site holds itself to.
These are the rules the gap report, the article library, and any advisor or annuity conversation must respect. They are not aspirational — they are how the wedge stays defensible.
Operating commitments
- Educational estimates only — never presented as financial, tax, legal, insurance, or investment advice.
- Assumptions stay visible and editable so readers can see what drives the result.
- Outputs are framed as ranges and scenarios, not certainty or guaranteed outcomes.
- Advisor handoffs require explicit consent before any introduction is made.
- Annuity language stays balanced — tradeoffs, costs, and suitability limits are stated alongside benefits.
- No exaggerated return promises and no claim that any product or strategy fits everyone.
- No framing that annuities are right for every reader; suitability is a fit question, not a default answer.
- Privacy and contact consent are confirmed in writing before any lead is routed.
Contact for disclosures
How to reach the team about a legal or compliance question.
Disclosure requests, corrections, and partner inquiries are reviewed in writing only. Send a note to legal@earlyretirementdude.com with the policy name and the question you want answered. The gap report and income review CTAs above remain the right entry points for everything else.