I won’t be advertising for Personal Capital anymore,… August 9, 2018 I'm finally up to here with Personal Capital's fear-driven marketing. As a former affiliate, I apologize for shilling for them. In case you’re unfamiliar with PC,…
How I retired at 36 March 12, 2017 I reached early retirement when I was thirty-six after a thirteen-year career. I'm forty-eight now…and holy stump-jumping gibbons of hell, did I really just write…
Early Retirement’s Magic Bullet March 13, 2017 Work towards having something to sell besides your time. That's it. That's all there is. If you want to achieve financial independence and/or retire early…
The Ten Commandments of Early Retirement March 28, 2017 Welp...the title is self-explanatory, and for clarity's sake I've organized these commandments into loose categories. Please let me know in the comments what your own…
“The ‘4% rule’ is actually the ‘4.5% August 24, 2017 Yup. The man said it himself. If you missed the 8/22/17 Reddit "Ask Me Anything" interview with William Bengen, you really should read it. But if you…
The History of the FIRE Movement (2.0) June 16, 2017 Introduction: Crashing the Gate On New Year’s Day of 1993 I had the occasion to crash my car through a big steel gate. Crazy ex-girlfriend,…
Where’d the 4% rule come from, anyway? (Hint: it… June 28, 2017 When you've finished this post you might also be interested in "The 4% rule can ruin your retirement. Don’t let it do your thinking for…
The 401(k) Is a Scam, Part I May 16, 2018 We have found a heretic…may we burn him? No, not quite yet. Let me lay out my thoughts first and then feel free to light…
Free time means sleep, it means calm, it means catching up on b3 all those things on your list. It means more time to create what you want to create. It means good home cooked meals and laughter in the sunshine. Basically, this is early retirement — freedom from having to work for money. If you love your job, by all means keep it! But work each day with the confidence that you have a shitload of F-you money . Growing up in America, we’ve been conditioned to think that retirement is something you can only achieve at age 65, when your social security checks kick in. That means you have to work another four decades at least. That’s 83,200 days filled with tasks that are defined by other people. By then, your health will probably decline from 40 years of stressful 40 hour workweeks. Why not retire at an age when your health is still intact and you can actually enjoy every day to the fullest — maybe age 35?
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I won’t be advertising for Personal Capital anymore,… August 9, 2018 I'm finally up to here with Personal Capital's fear-driven marketing. As a former affiliate, I apologize for shilling for them. In case you’re unfamiliar with PC,…
How I retired at 36 March 12, 2017 I reached early retirement when I was thirty-six after a thirteen-year career. I'm forty-eight now…and holy stump-jumping gibbons of hell, did I really just write…
Early Retirement’s Magic Bullet March 13, 2017 Work towards having something to sell besides your time. That's it. That's all there is. If you want to achieve financial independence and/or retire early…
The Ten Commandments of Early Retirement March 28, 2017 Welp...the title is self-explanatory, and for clarity's sake I've organized these commandments into loose categories. Please let me know in the comments what your own…
“The ‘4% rule’ is actually the ‘4.5% August 24, 2017 Yup. The man said it himself. If you missed the 8/22/17 Reddit "Ask Me Anything" interview with William Bengen, you really should read it. But if you…
The History of the FIRE Movement (2.0) June 16, 2017 Introduction: Crashing the Gate On New Year’s Day of 1993 I had the occasion to crash my car through a big steel gate. Crazy ex-girlfriend,…
The Best of Early Retirement Dude… July 28, 2017 
Where’d the 4% rule come from, anyway? (Hint: it… June 28, 2017 When you've finished this post you might also be interested in "The 4% rule can ruin your retirement. Don’t let it do your thinking for…
The 401(k) Is a Scam, Part I May 16, 2018 We have found a heretic…may we burn him? No, not quite yet. Let me lay out my thoughts first and then feel free to light…
Suze Orman is the new avocado toast. You can’t afford… October 3, 2018 Dear Ms. Orman, This is a long one, but you need to bear with me because I’m about to take a run at the anti-FIRE arguments you…
Free time means sleep, it means calm, it means catching up on b3 all those things on your list. It means more time to create what you want to create. It means good home cooked meals and laughter in the sunshine. Basically, this is early retirement — freedom from having to work for money. If you love your job, by all means keep it! But work each day with the confidence that you have a shitload of F-you money . Growing up in America, we’ve been conditioned to think that retirement is something you can only achieve at age 65, when your social security checks kick in. That means you have to work another four decades at least. That’s 83,200 days filled with tasks that are defined by other people. By then, your health will probably decline from 40 years of stressful 40 hour workweeks. Why not retire at an age when your health is still intact and you can actually enjoy every day to the fullest — maybe age 35?